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Selecting a Merchant Account Provider

  • 10 May 2021
  • wplynksjln
  • Business, Finance, Merchant Account
  • No comment

You must select a merchant account provider that suits your Business size, don’t try to get one size fits all as this will not work as well as you would like. JLN Processing takes the time to know what your business needs to perform and save money.

You can get many different payment processing accounts, but High-risk merchant accounts are treated differently by the merchant service industry.

They offer certain payment processing rates, which can take a toll on your overall profit, and we have a payment processing service that will fit your business merchant account better than the others.

There are several companies out there who provide high risk merchant services, but it will depend on the type and risk of partnership you begin with them. JLN Processing already understands the high risk merchant industry and we are ready to get you approved today.

    Make sure that if you do join one, you agree that your services are completely separate from your retail business and none cross over.

    JLN Processing Team

    You will be required to complete application forms and present them in detail to your designated processors. You must also let them know any credit or charge cards you have in your business name to help them understand your credit.

    Your high risk merchant services company will set your rates, so it is your duty to present them with full details. Your processors will go over the rates, and once decided, you can set an average or shuffle it around as the market rates fluctuates.

    Each high risk account will have its own set rate, but JLN Processing it should not differ much from standard rates. Your payment processing rates may differ from application to application. It may depend on how risky the account is, or it may depend on the methods that the businesses apply.

    Some applications have lower rates than others. It depends on a variety of different factors. JLN Processing will find out what applies to your business. And help you throughout the merchant account approval process.

    Businesses that are considered high risk are an excellent choice for JLN Payment Processing. JLN Payment Processing Merchant accounts can help you accept cards online, without being tied to a retail store or going through a bank or other financial institution.

    Your payments would be safe from chargebacks and fraud, no matter what the circumstances. You should be able to cater to businesses of all sizes, so make sure that you weight your choice carefully when selecting outside of JLN Processing.

    Search for the companies that suit you best can stop now. Your merchant account is ready.

    JLN Processing Team

    Some companies who claim to offer high risk merchant services may be out to get your business only and don’t take the time to solve your needs. They get your business only once it looks too good to be true, they may offer that to lure you in. If it looks too good to be true, then it is.

    In such cases, be cautious and do a thorough check before you get involved. It is often important to understand what high risk merchant services are all about. Knowing the risks involved, when you apply with JLN Processing we will help you by protect from frauds and Chargebacks.

      What Are Transaction Processing Solutions?

      • 11 Jan 2021
      • wplynksjln
      • Business
      • No comment

      Transaction processing, as the name suggests, is a process of carrying through a transaction from making a payment for a service or product to the actual delivery of the same.

      Most businesses are carrying out these transactions online with the help of sophisticated software. This transaction processing software records every step of the transaction for future reference.

      Read More

      What Is ‘ACH’ And How Is It Related To An Online Merchant Account ?

      • 11 Mar 2020
      • wplynksjln
      • Business, Finance, Merchant Account
      • No comment

      An online merchant account is a business with an internet presence that accepts payments
      electronically. If any business has an online merchant account they will need to have a system in place that will process
      various credit or debit card payments as well as online bank transfers.

      Read More

      How To Open An Online Merchant Account ?

      • 11 Jan 2020
      • wplynksjln
      • Business, Merchant Account
      • No comment

      An online merchant account is an account that is known as a “Payment Gateway”. It is not a very difficult
      task to open an online merchant account. A payment gateway is a software that your web developer or engineer will have to incorporate into your web site.

      Read More

      Recent Posts

      • Selecting a Merchant Account Provider
      • What Are Transaction Processing Solutions?
      • What Is ‘ACH’ And How Is It Related To An Online Merchant Account ?
      • The Benefits Of An Online Merchant Account?
      • How To Open An Online Merchant Account ?

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        Recent Posts

        • Selecting a Merchant Account Provider May 10, 2021
        • What Are Transaction Processing Solutions? January 11, 2021
        • What Is ‘ACH’ And How Is It Related To An Online Merchant Account ? March 11, 2020
        • The Benefits Of An Online Merchant Account? February 11, 2020
        • How To Open An Online Merchant Account ? January 11, 2020

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            JLN Payment Processing Accessibility Statement

            Accessibility Statement

            • jlnprocessing.com
            • March 30, 2023

            Compliance status

            We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability.

            To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to all people: blind people, people with motor impairments, visual impairment, cognitive disabilities, and more.

            This website utilizes various technologies that are meant to make it as accessible as possible at all times. We utilize an accessibility interface that allows persons with specific disabilities to adjust the website’s UI (user interface) and design it to their personal needs.

            Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. This application remediates the website’s HTML, adapts Its functionality and behavior for screen-readers used by the blind users, and for keyboard functions used by individuals with motor impairments.

            If you’ve found a malfunction or have ideas for improvement, we’ll be happy to hear from you. You can reach out to the website’s operators by using the following email

            Screen-reader and keyboard navigation

            Our website implements the ARIA attributes (Accessible Rich Internet Applications) technique, alongside various different behavioral changes, to ensure blind users visiting with screen-readers are able to read, comprehend, and enjoy the website’s functions. As soon as a user with a screen-reader enters your site, they immediately receive a prompt to enter the Screen-Reader Profile so they can browse and operate your site effectively. Here’s how our website covers some of the most important screen-reader requirements, alongside console screenshots of code examples:

            1. Screen-reader optimization: we run a background process that learns the website’s components from top to bottom, to ensure ongoing compliance even when updating the website. In this process, we provide screen-readers with meaningful data using the ARIA set of attributes. For example, we provide accurate form labels; descriptions for actionable icons (social media icons, search icons, cart icons, etc.); validation guidance for form inputs; element roles such as buttons, menus, modal dialogues (popups), and others. Additionally, the background process scans all of the website’s images and provides an accurate and meaningful image-object-recognition-based description as an ALT (alternate text) tag for images that are not described. It will also extract texts that are embedded within the image, using an OCR (optical character recognition) technology. To turn on screen-reader adjustments at any time, users need only to press the Alt+1 keyboard combination. Screen-reader users also get automatic announcements to turn the Screen-reader mode on as soon as they enter the website.

              These adjustments are compatible with all popular screen readers, including JAWS and NVDA.

            2. Keyboard navigation optimization: The background process also adjusts the website’s HTML, and adds various behaviors using JavaScript code to make the website operable by the keyboard. This includes the ability to navigate the website using the Tab and Shift+Tab keys, operate dropdowns with the arrow keys, close them with Esc, trigger buttons and links using the Enter key, navigate between radio and checkbox elements using the arrow keys, and fill them in with the Spacebar or Enter key.Additionally, keyboard users will find quick-navigation and content-skip menus, available at any time by clicking Alt+1, or as the first elements of the site while navigating with the keyboard. The background process also handles triggered popups by moving the keyboard focus towards them as soon as they appear, and not allow the focus drift outside of it.

              Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.

            Disability profiles supported in our website

            • Epilepsy Safe Mode: this profile enables people with epilepsy to use the website safely by eliminating the risk of seizures that result from flashing or blinking animations and risky color combinations.
            • Visually Impaired Mode: this mode adjusts the website for the convenience of users with visual impairments such as Degrading Eyesight, Tunnel Vision, Cataract, Glaucoma, and others.
            • Cognitive Disability Mode: this mode provides different assistive options to help users with cognitive impairments such as Dyslexia, Autism, CVA, and others, to focus on the essential elements of the website more easily.
            • ADHD Friendly Mode: this mode helps users with ADHD and Neurodevelopmental disorders to read, browse, and focus on the main website elements more easily while significantly reducing distractions.
            • Blindness Mode: this mode configures the website to be compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A screen-reader is software for blind users that is installed on a computer and smartphone, and websites must be compatible with it.
            • Keyboard Navigation Profile (Motor-Impaired): this profile enables motor-impaired persons to operate the website using the keyboard Tab, Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.

            Additional UI, design, and readability adjustments

            1. Font adjustments – users, can increase and decrease its size, change its family (type), adjust the spacing, alignment, line height, and more.
            2. Color adjustments – users can select various color contrast profiles such as light, dark, inverted, and monochrome. Additionally, users can swap color schemes of titles, texts, and backgrounds, with over 7 different coloring options.
            3. Animations – epileptic users can stop all running animations with the click of a button. Animations controlled by the interface include videos, GIFs, and CSS flashing transitions.
            4. Content highlighting – users can choose to emphasize important elements such as links and titles. They can also choose to highlight focused or hovered elements only.
            5. Audio muting – users with hearing devices may experience headaches or other issues due to automatic audio playing. This option lets users mute the entire website instantly.
            6. Cognitive disorders – we utilize a search engine that is linked to Wikipedia and Wiktionary, allowing people with cognitive disorders to decipher meanings of phrases, initials, slang, and others.
            7. Additional functions – we provide users the option to change cursor color and size, use a printing mode, enable a virtual keyboard, and many other functions.

            Browser and assistive technology compatibility

            We aim to support the widest array of browsers and assistive technologies as possible, so our users can choose the best fitting tools for them, with as few limitations as possible. Therefore, we have worked very hard to be able to support all major systems that comprise over 95% of the user market share including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS and NVDA (screen readers), both for Windows and for MAC users.

            Notes, comments, and feedback

            Despite our very best efforts to allow anybody to adjust the website to their needs, there may still be pages or sections that are not fully accessible, are in the process of becoming accessible, or are lacking an adequate technological solution to make them accessible. Still, we are continually improving our accessibility, adding, updating and improving its options and features, and developing and adopting new technologies. All this is meant to reach the optimal level of accessibility, following technological advancements. For any assistance, please reach out to